A 10% deposit is sufficient for the first advance payment, with the remaining balance payable after the final approval (handover) of the property.
The remaining amount does not have to be paid exclusively from personal funds; a mortgage loan can be used to cover this payment.
A mortgage loan can be arranged with us during a meeting with a professional mortgage specialist.
The advantage of working with a mortgage specialist is their independence from any bank, allowing them to offer a mortgage that best suits the client’s needs and financial situation.
By using the services of a mortgage specialist, you can also expect free processing and management of the mortgage loan, free reservation of financial resources, a free property appraisal, and the payment of the registration fee for the mortgage deed in the land registry.
The related administrative tasks, such as handling the flow of documents between the client and the bank, are also free of charge. Additionally, the service includes monitoring the agreed-upon deadlines.
Our mortgage specialists are registered with the Czech National Bank (ČNB) as bound representatives of the independent broker company Broker Trust a.s., in accordance with Act No. 257/2016 Coll. on Consumer Credit. They are also certified by all major mortgage banks on the Czech market.