A 10% deposit is sufficient for the first advance payment, with the remaining balance payable after the final approval (handover) of the property.
The remaining amount does not have to be paid exclusively from personal funds; a mortgage loan can be used to cover this payment.
A mortgage loan can be arranged with us during a meeting with a professional mortgage specialist.
The advantage of working with a mortgage specialist is their independence from any bank, allowing them to offer a mortgage that best suits the client’s needs and financial situation.
By using the services of a mortgage specialist, you can also expect free processing and management of the mortgage loan, free reservation of financial resources, a free property appraisal, and the payment of the registration fee for the mortgage deed in the land registry.
The related administrative tasks, such as handling the flow of documents between the client and the bank, are also free of charge. Additionally, the service includes monitoring the agreed-upon deadlines.
Our mortgage specialists are registered with the Czech National Bank (ČNB) as bound representatives of the independent broker company Broker Trust a.s., in accordance with Act No. 257/2016 Coll. on Consumer Credit. They are also certified by all major mortgage banks on the Czech market.
The real estate market is relatively stable and, in the long term, has proven to be a reliable investment option. Price fluctuations are typically smaller than in the stock market, and the risk of losing the investment is lower.
Investing in an apartment is one way to diversify an investment portfolio. Purchasing an apartment is considered a conservative method of saving and growing financial assets.
The appreciation of financial assets through the purchase of a new apartment occurs not only in the form of an increase in the market value of the property but also through subsequent rental income.
A mortgage loan can also be used to purchase an investment apartment, allowing you to take advantage of gradual repayment and tax deductions on mortgage interest. Mortgage payments can be partially or fully covered by rental income, depending on the terms of the mortgage agreement.
From an investor's perspective, it is also important to note that the apartments offered through the Lužiny Apartment Buildings project meet the requirements for modern living and are located in a highly desirable area with excellent amenities, practically right next to the metro station. This makes the property particularly attractive in terms of future demand from potential tenants.
Don't hesitate to use the contact form to schedule a meeting for more detailed